We have pleasure in forwarding herewith the above policy document comprising of Part A to Part G which please find in order. We would also like to draw your kind attention to the information mentioned in the Schedule of the Policy and the benefits available under the Policy.

Some of our plans have certain options (including rider(s)) available under them. It is important that the options, if any, available under
this plan and mentioned in the policy document are noted carefully as it will be helpful to you, in case you decide to exercise any of the
available options. It is also essential to note that such option, if available and mentioned in the document of this plan has to be exercised in
the right manner and during the stipulated time limit as prescribed herein.

Free Look Period We would request you to go through the terms and conditions of the Policy and in case you disagree with any of the terms and conditions,
you may return the Policy within a period of 15 days from the date of receipt of policy document stating the reasons of your objections
and disagreement. On receipt of the policy we shall cancel the same and the amount of premium deposited by you shall be refunded to
you after deducting the proportionate risk premium (for Base policy and riders, if any) for the period of cover and charges for
medical examination, special reports, if any and stamp duty.