Privacy Policy
Kotak Knowledge in Power

Introduction Kotak Knowledge in Power values your privacy and is committed to protecting your personal information. This Privacy Policy outlines how we collect, use, disclose, and safeguard your information when you interact with our multi-level marketing (“MLM”) platform and services.

1. Information We Collect We may collect personal and non-personal information, including but not limited to:

1.1 Personal Information:

  • Name

  • Contact information (email address, phone number, postal address)

  • Date of birth

  • Identification documents (e.g., PAN card, Aadhar card, passport)

  • Bank account details for payment processing

1.2 Non-Personal Information:

  • Browser type and version

  • Device information

  • IP address

  • Usage data, such as browsing history and time spent on our platform

2. How We Collect Information

  • Directly from you through registration forms, surveys, or other interactions with our platform.

  • Automatically through cookies, web beacons, and other tracking technologies.

  • From third parties, such as affiliates or partners, with your consent.

3. Use of Your Information We use the information collected for the following purposes:

  • To create and manage your account.

  • To facilitate MLM transactions and manage commissions.

  • To communicate updates, promotional offers, and service changes.

  • To comply with legal and regulatory obligations.

  • To improve and personalize your experience on our platform.

4. Sharing of Information We may share your information with:

  • Affiliates and Partners: For seamless integration with our MLM network.

  • Service Providers: For payment processing, IT support, and marketing.

  • Legal Authorities: When required by law or to protect our legal interests.

We do not sell or rent your personal information to third parties.

5. Data Security We implement reasonable administrative, technical, and physical safeguards to protect your information. However, no security system is completely secure. While we strive to protect your data, we cannot guarantee its absolute security.

6. Your Rights You have the following rights regarding your personal information:

  • Access your data and request corrections.

  • Opt out of marketing communications.

  • Request deletion of your data, subject to legal and contractual obligations.

  • Lodge complaints with relevant data protection authorities.