We have pleasure in forwarding herewith the above policy document comprising of Part A to Part G which please find in order.
We would also like to draw your kind attention to the information mentioned in the Schedule of the Policy and the benefits
available under the Policy.
Some of our plans have certain options (including riders) available under them. It is important that the options, if any, available
under this plan and mentioned in the policy document are noted carefully as it will be helpful to you, in case you decide to
exercise any of the available options. It is also essential to note that such option, if available and mentioned in the document of
this plan have to be exercised in the right manner and during the stipulated time limit as prescribed herein.

Free Look Period

We would request you to go through the terms and conditions of the Policy and in case you disagree with any of the terms and
conditions, you may return the Policy within a period of 15 days (30 days if this policy is purchased online) from the date of
receipt of policy document stating the reasons of your objections and disagreement. On receipt of the policy we shall cancel the
same and the amount to be refunded to you shall be the value of units in the Unit Fund plus unallocated premium plus
proportionate Mortality and Accident Benefit Charges, if any, for the balance period from the date of opting for Free-Look
period to the end of the policy month for which the respective charges have been deducted plus Tax Charges deducted less
actual cost of medical examination, special reports, if any and stamp duty.