Endowment Plan

We have pleasure in forwarding herewith the above policy document comprising of Part A to Part G alongwith Customer Information
Sheet (CIS), Benefit Illustration and Need Analysis documents.
We would also like to draw your kind attention to the information mentioned in the Schedule of the Policy and the benefits available
under the Policy.
Some of our plans have certain options (including rider(s)) available under them. It is important that the options, if any, available
under this plan and mentioned in the policy document are noted carefully as it will be helpful to you, in case you decide to exercise
any of the available options. It is also essential to note that such option, if available and mentioned in the document of this plan has to
be exercised in the right manner and during the stipulated time limit as prescribed herein.

Free Look Period

We would request you to go through the terms and conditions of the Policy and in case you disagree with any of the terms and
conditions, you may return the Policy within a period of 30 days from the date of receipt of the electronic or physical mode of the
policy document, whichever is earlier, stating the reasons for your objections and disagreement. On receipt of the policy we shall
cancel the same and the amount of premium deposited by you shall be refunded to you after deducting the proportionate risk
premium (for Base Policy and Rider(s), if any) for the period of cover and charges for medical examination(including special
reports, if any) and for stamp duty.