We have pleasure in forwarding herewith the above policy document comprising of Part A to Part G
alongwith Customer Information Sheet (CIS), Benefit Illustration and Need Analysis documents.
We would also like to draw your kind attention to the information mentioned in the Schedule of the Policy
and the benefits available under the Policy.
Some of our plans have certain options (including rider(s)) available under them. It is important that the
options, if any, available under this plan and mentioned in the policy document are noted carefully as it will
be helpful to you, in case you decide to exercise any of the available options. It is also essential to note that
such option, if available and mentioned in the document of this plan has to be exercised in the right manner
and during the stipulated time limit as prescribed herein.

Free Look Period

We would request you to go through the terms and conditions of the Policy and in case you disagree with
any of the terms and conditions, you may return the Policy within a period of 30 days from the date of receipt
of the electronic or physical mode of the policy document, whichever is earlier, stating the reasons for your
objections and disagreement. On receipt of the policy we shall cancel the same and the amount of premium
deposited by you shall be refunded to you after deducting the proportionate risk premium (for Base
Policy and rider(s), if any) for the period of cover and charges for medical examination(including
special reports, if any) and for stamp duty.